Customizable Rulai Risk Management Model

Anti-fraud system

Build over 10 anti application fraud models with our own data and by working with third-party credit investigators, and accumulated strong anti-fraud and filtering capabilities

Prediction models and big data scoring

Over tens of millions users provide data points to conduct user profiling and scoring Multi-dimensional credit evaluation models and risk control; built over 280 credit risk management models in order to assess risk levels and predict payment overdue

Transaction risk identification and processing system

User positioning and monitoring in the course of the transaction, risk models for more than 80 transaction behaviors, blocking suspicious transactions in real time

Automated learning to feedback to the system

Machine learning to feedback to the automated review rules


Pre-loan anti-fraud models


Pre-loan credit models


risk models during the process


Post loan management models